Helen has worked in pensions for many years, providing legal advice to trustees, employers, Independent Governance Committees and providers.

She enjoys working in a team alongside other advisers to get the best results for clients, and has a history of involvement with various initiatives that impact on new legislation and regulation. Helen is currently Chair of PASA’s working group that is focused on CDC and a founding member of the DC Governance Group which established the PLSA’s template chair’s statement for DC schemes.

Helen regularly speaks at conferences organised by bodies such as the PMI and SPP and writes articles and blogs for pensions publications.

Robert is a pensions professional with an extensive business background, largely in outsourcing and financial services. He has worked for trustee, not for profit, private equity owned, and insurance businesses over the last 30 years.

Robert helped transition the Office of the Paymaster General from a public to a private sector outsourcing business in the late 1990s and worked with Cabinet Office to establish the joint venture which became My CSP. He has also managed the back office or pension functions for several large pension schemes, including the NHS, Civil Service, Royal Mail Statutory scheme, and the Railways Pension Scheme.

Until October 2024, Robert served as the CEO of the London Pensions Fund Authority, a £6.5bn fund within the LGPS. He is also a Non-Executive Director at the Local Pensions Partnership Administration limited and the Ministry of Defence, where he chairs the Armed Forces Pension Schemes. He is also a Trustee of the Creative Pensions Trust Master trust and a Governor of the Pensions Policy Institute.

He is a frequent speaker at pensions and employee benefits events and is a regular contributor to the UK pensions industry press. He is a Fellow of the Pensions Management Institute and has been both Chair and President during his service there. He is also an Accredited Member of the Association of Professional Pension Trustees.

Rachel Brougham has worked in the pensions industry for more than 30 years. She joined BESTrustees in 2014 and currently works with a number of clients, covering both defined benefit and defined contribution schemes.

Since joining BESTrustees, Rachel’s appointments have included two master trust boards and two Independent Governance Committees of major UK pension providers, and the chairmanship of a number of defined benefit schemes. Her experience includes the development of the trustee boards, their structures and processes, including committees and appropriate reporting, and the development of robust risk management frameworks.

Rachel is used to working with and managing a number of advisers on any one scheme, expecting a collaborative and respectful working relationship between them. She is also used to working with in-house teams, ensuring that the trustee board receives the support it needs in carrying out its duties. Working with the schemes’ advisers, she has implemented TPR’s integrated risk management (IRM) approach to funding, investment and covenant work in her DB schemes to good effect, and is used to working with an overseas parent.

Rachel spent most of her career at Mercer providing actuarial, benefit, governance and DC consulting advice to clients. She remains an Associate Member of the Institute and Faculty of Actuaries.

Fiona is currently Group Head of Pensions & Benefits at Rolls-Royce Plc. Her role is a hands on one in the UK, with fiduciary and strategic responsibilities outside the UK. Fiona is also global lead on Financial Wellbeing strategies. Fiona has previously held in house Pensions and Reward lead roles at Thomas Cook Plc and Electricity North West.

Prior to her in-house roles, Fiona spent 14 years at the Big 4, in consultancy roles. Fiona’s passion is financial wellbeing, improving general numeracy skills and better supporting people in making effective short and long term financial decisions.

Stephen leads LCP’s DC Team’s focus on DC investment strategy design, which means much of his time is spent looking at the evolving area of private markets.

He is actively involved in a number of industry organisations and taskforces which share the same ambition of improving member outcomes. This includes working with the DCIF’s Advisory Committee, the Treasury’s Productive Finance Working Group which concluded in 2022, development of the Mansion House Compact and TPR private market guidance and now the FCA’s VFM Investment Performance Industry Working Group.

Stephen’s clients include schemes of all sizes including large single sponsor arrangements as well as several Master Trust arrangements. Over the years, many of his clients have been pushing the boundaries of DC investment design, through illiquid holdings or new approaches to DC investment strategy design, leading to two innovation awards and more recently, Scheme of the Year, from Professional Pensions.

Andy joined Capital Cranfield in 2017. Before joining, Andy acted as an adviser to trustees and employers at Watson Wyatt, Hewitt Bacon & Woodrow and latterly as a partner at LCP.

In 2017, he was appointed Chair of Trustees to Smart Pension’s Master Trust, followed by the Lewis Workplace Pension Trust, followed by BOC RSP, the Yorkshire & Clydesdale Bank DC Scheme and Mizuho International DB Scheme. He also acts as Co-Trustee for HSBC’s Master Trust, and the PMI DB Scheme.

Andy was elected to the PLSA’s DC Council between 2013 and 2018, and now chairs the Pension Quality Mark Standards Committee and the Small Pots Coordination Group, as well as sitting on the DC Asset Security Working Group and PASA’s DC Governance Group.

Andy enjoys a portfolio career as a trustee and Non-Executive Director.

In the world of pensions, he is Chair of Trustees of the NatWest DC Plan, a NED at Capital Cranfield, and a member of the Investment and Funding Committee of the Lloyds Banking Group DB Pension Schemes.

Until 2019, Andy spent 30 years at Aon as an actuarial and investment consultant, and was a member of the Global Retirement & Investment Leadership and CEO of Aon Hewitt Ltd in the UK. He also sat on Aon’s Global Operating Committee.

In his spare time, Andy enjoys skiing and scrambling with his family, and has recently passed his private pilots license. He is also looking forward to more success supporting Wales on the rugby pitch.

Sir Sherard worked at HSBC as a full-time employee from 2013 to 2023, initially as Senior Adviser to the Group Chairman and Group Chief Executive, and for eight years heading the Group’s Global Government and Public Affairs functions. On his retirement, on 31 December 2023, he was engaged as Senior Adviser to the Group. Earlier he spent over 30 years in the British Diplomatic Service, which he joined straight from reading Classics at Oxford. He finished his career as Ambassador to Israel, Saudi Arabia and then Afghanistan.

Sherard is Chair of the China-Britain Business Council; Honorary Vice President of the UK Financial Inclusion Commission; and a Committee Member of The Hong Kong Association. He is an Ambassador for the Winston Churchill Memorial Trust. He is a member of the fundraising committee for Maggie’s charity, and a Trustee of Arundells, the Sir Edward Heath Charitable Foundation. He is President of The Kilvert Society.

Sherard is the author of two books: Cables from Kabul and Ever the Diplomat.

Lou is a Trustee Director, and Head of Policy and External Affairs at IGG, having joined last year.

With nearly 30 years in the pensions industry, including 17 years at The Pensions Regulator (TPR), latterly as Director of Regulatory Policy, Analysis and Advice. Louise is passionate about high standards of trusteeship delivering positive retirement outcomes for pension scheme members, and has led the development of key policy initiatives such as the DC Value for Money framework, the DB Funding Code, and the General Code.

At IGG, she continues to advocate for high standards and policies that deliver good outcomes for members.

Until recently, Wendy was Director of Pensions for Sainsbury’s and worked there since 2010.

While there, she was responsible for a large defined benefit pension scheme with around 83,000 members and assets of £8bn, working for the Trustee and the Company, and three defined contribution schemes. The DC schemes have over 170,000 members and assets of over £1.75bn.

Wendy is also Deputy Chair of the Board of Trustees of Age UK Bedfordshire, and is on the Risk and Audit Committee of the Church of England Pensions Board, and has decided to build on her non-exec portfolio. She is also on the Advisory Board of the PMI and a member of other industry groups.

Sandie is a trustee director of UBS’s UK Pension Scheme.

She chairs the Member Communication & Engagement Committee and is a member of the Risk & Audit Committee.

Sandie’s journey in the world of pensions began when she joined Phillips & Drew Fund Management – now UBS Asset Management – in 1993 to work on their client publications including Pension Fund Indicators. She remained in UBS Asset Management until 2015 in a range of marketing, investment communication and management office roles. She then transferred to UBS Wealth Management in a business management and chief of staff role in the Investment Products & Solutions team.

She joined the UBS Pension Board in 2016 and has continued in that role since leaving UBS’s employment in 2020.

Today, she oversees all scheme member communications and is a familiar face at member engagement events. Sandie is also a trustee of the UBS UK Donor-Advised Foundation.

Massi Delle Donne is a Managing Director in the Europe & Africa Institutional Client Business at BlackRock, focusing on developing retirement propositions and solutions.

Massi has over 25 years’ experience across financial services with responsibilities spanning Europe, Asia & Africa. His experience includes 13 years in capital markets, developing derivative based solutions for institutional clients, such as guaranteed funds, risk hedging strategies and structured products.

Massi began his career as an actuarial specialist in South Africa, focused on pension funds and product development and has founded two UK based fintechs.

Adrian Furnham was educated at the London School of Economics where he obtained a distinction in an MSc Econ., and at Oxford University where he completed a doctorate (D.Phil) in 1981. He has subsequently earned a D.Sc(1991) and D.Litt (1995) degree.

Previously a lecturer in Psychology at Pembroke College, Oxford, he was Professor of Psychology at University College London from 1992 to 2018. He has lectured widely abroad and held scholarships and visiting professorships at, amongst others, the University of New South Wales, the University of the West Indies, the University of Hong Kong and the University of KwaZulu-Natal. He has also been a Visiting Professor of Management at Henley Management College. He has also been made Adjunct Professor of Management at the Norwegian Business School(2009) and Honorary Professor at the University of KwaZulu-Natal (2014). He is currently the Principal Psychologist at Stamford Associates.

He consults to many organisations in various different sectors (particularly airlines, banks, civil service) and in many different countries (particularly continental Europe and Asia). He is also an experienced conference speaker doing around a dozen key-note speeches a year all around the world

He has written over 1500 scientific papers and 99 books. He is on the editorial board of a number of international journals, as well as the past elected President of the International Society for the Study of Individual Differences. He is also a founder director of Applied Behavioural Research Associates (ABRA), a psychological consultancy established over 30 years ago.

Robert Gardner is a money expert, entrepreneur and financial activist on a mission to make money a force for good for people and the planet to create ‘financial wellbeing in a world worth living in’.

In 2012, Rob co-founded RedSTART, a financial education charity which aims to plant the seeds for the financial freedom of younger people. He has also written a book, delivered a Tedx talk and appeared on BBC, Sky News and in newspapers discussing views around financial education for young people.

In 2006, Rob shook up the UK pensions industry with the launch of Redington, now a leading investment consultancy whose mission is to create financial wellbeing for 100 million people in a way that protects the planet’s future.

Having studied at the University of Oxford, Rob’s love of glaciers and passion for the planet’s prosperity have influenced his role in financial services. Responsible investment and using his position and expertise to drive better businesses for the earth and its people was a crucial part of his previous role as St. James’s Place’s (SJP) Director of Investments. In addition, Rob is a member of the World Economic Forum and sits on their retirement council.

Rob is now the CEO & Co-Founder of Rebalance Earth, whose goal is to make money a force for good to help reverse climate change and biodiversity loss, by creating high-integrity biodiversity credits that puts a monetary value on nature, based on its ability to absorb carbon, protect and grow biodiversity and support local communities that preserve it.

Ruari will join TPT as Head of Policy and External Affairs in October 2025, and looks after external engagement on policy issues across DB, DC and CDC.

Prior to TPT, he was Head of DC & Master Trust at Pensions UK leading the policy team’s work on topics including decumulation, value for money, scale/consolidation and DC investment.

Before Pensions UK, he spent seven years working in policy and public affairs at Standard Life and Aberdeen.

Mark is a Trustee and former Chief Investment Officer of the Nationwide Pension Fund, where he had responsibility for the performance and implementation of the asset allocation strategies agreed with the fund investment advisors.

Previously, he led the establishment of Nationwide’s Covered Bond programme and its Silverstone RMBS Master Trust funding vehicle. In addition, Mark has securitised UK Student Loans and a synthetic corporate bond structure along with structured transaction and investment in various ABS instruments. Past experience also includes leading the origination and structuring of social housing, PFI and commercial real estate debt transactions.

Martyn James is the Director of Investment at NOW: Pensions, the UK master trust provider.

Martyn is responsible for leading the investment strategy for the business, with a focus on improving returns and retirement outcomes for its members, and enhancing the sustainability characteristics of the portfolio.

Martyn joined NOW: Pensions in April 2024. Prior to joining NOW: Pensions, he spent 22 years at Mercer, most recently as a partner within Mercer’s UK DC business, but also with a recent two and a half year secondment, leading Mercer’s Wealth (Pensions and Investments) business in Latin America.

Ian MacRae is the Finance Pensions Investment Manager for Jaguar Land Rover.

He is responsible for the Finance and Investment Risk Management of the UK & Overseas pension arrangements on behalf of JLR. These arrangements include a Group Personal Pension Plan for over 7000 employees, for which he has recently completed an investment review and implemented updated investment options for members.

Ian joined JLR in June 2012. Before joining JLR, Ian worked for a large actuarial, benefits and investments consultancy as an investment consultant.

Kavi Myladoor is Just Group’s Retail Retirement Income Director, overseeing its Individually Underwritten Annuity and Secure Lifetime Income propositions.

She joined Just Group in April 2023 from Royal London, where she successfully established a later life strategy and ran its D2C and intermediated later life propositions.

With a background in risk management, proposition strategy and change delivery, Kavi’s focus is to create and change strategy on Just’s growth ambitions, whilst ensuring that its customers get value from money on existing propositions. She is passionate about her purpose, which is to identify innovative ways to make later life propositions and financial advice more accessible to consumers in the UK.

Stew is an experienced pensions professional, responsible for leading the discovery of some of the most significant areas of innovation and future developments for LifeSight, WTW’s DC master trust. LifeSight’s ambitious target is securing better pension outcomes for people all over the country, and a lot of Stew’s focus is currently around decumulation solutions, support for members making retirement decisions and overall member engagement.

Stew is a qualified actuary. His previous roles have included positions as a DB Scheme Actuary and a DB de-risking specialist, leading onto leadership roles in WTW’s member options consulting team as well as industry roles on the Incentive Exercise Monitoring Board for the IFoA. This member focus saw Stew move into the LifeSight master trust team as Head of Product, before his current innovation role.

Ped joined from Schroders as Chief Investment Officer of Future Growth Capital and is responsible for investment strategy and portfolio performance.

Previously, Ped led the development of the multi-private asset solutions investment process at Schroders Capital. He was lead manager for the pioneering Schroders Climate+ Long-Term Asset Fund, and other successful multi-private markets funds and mandates. Before joining Schroders, Ped was a consultant with Willis Towers Watson. He has worked with leading asset owners and asset managers around the world, bringing a unique combination of advisory perspective, strategic investment insight, and portfolio management expertise to multi-private markets investing.

Ped has an MBA from the London Business School and a Bachelor of Business Administration from Ohio University. He is a CFA charter holder and holds the ESG Investing Certificate from the CFA Institute.

A highly experienced and trusted investment and pensions’ solutions professional with deep DC insights, who likes to keep an eye on future market needs and how to deliver them.

David has over 30 years experience in asset management and pensions solutions, including senior roles at Mobius Life, AllianceBernstein, Sun Life of Canada Asset Management, Xafinity, Aon Consulting and Capita Hartshead.

As Chair of the PASA Master Trust Working Group, and a regular contributor to industry working groups, David sees a strong sense of purpose and drive in the industry at a time of technological innovation and information empowerment.

Focused and practised at complex problem solving in the DC workplace solutions and investment management industry, David views the current opportunities the industry face as potentially huge game changers for savings and outcomes.

If there is one thing which drives David forward every day, it is being in an industry doing the right things to improve member outcomes.

Mitesh is an actuary, investment executive and board-level leader with experience of building successful teams, scaling businesses and developing innovative solutions. Recognised with an MBE for his leadership in industry-wide diversity and inclusion efforts, he brings a unique blend of compassionate leadership, creative problem-solving, commercial acumen, and strategic thinking.

He has recently founded OrgAlpha, a boutique consultancy, helping forward-thinking CEOs, founders and Boards to align the potential within their people and technology, to solve problems that really matter.

Professionally, Mitesh has held a number of leadership positions, including CEO of Redington, Chief Investment Officer for Multi-Asset at Newton Investment Management and Head of Fixed Income at Henderson Global Investors.

Personally, he has many interests including acting and he will performing in his eldest daughter’s five-star rated play ‘the Expulsion of Exulansis’ at the Edinburgh Fringe Festival this summer, to raise awareness for teenage mental health.

Sophia joined XPS Pensions Group in June 2020 to lead their DC business, helping clients deliver top class DC services to their members. Prior to that, she led Aon’s DC Consulting business.

Sophia has over 24 years’ experience in the UK pensions industry and advises corporates and trustees on a range of DC pension solutions, developing and delivering DC strategies that optimise scheme design, ensuring effective governance and improving member outcomes.

She is a well-known industry and media commentator on DC market developments and feels passionately that we must tackle short-term financial resilience as well as deliver better long-term post-retirement products, if we’re going to help today’s workforce to retire with the security and lifestyle they want; she is regularly quoted in the press and presents on DC issues at industry events.

James Smith joined the Foundation as Research Director in October 2018. His work focuses on wealth, debt and housing as well as leading the Foundation’s work on macroeconomic policy.

Prior to Resolution, he worked in a range of roles at the Bank of England and in the civil service, leading analysis of macroeconomic issues for policy.

Mark Tennant is a Trustee of the Country Landowners Pension Fund, a Trustee of the Royal Hospital Chelsea and a Non-Executive Director of the Unit Trust of India International. He also leads a charity devoted to stopping young offenders from reoffending.

He was until recently the Chairman of Centrica Pension Funds, and Chairman of Scottish Land and Estates, after spending 28 years with J.P. Morgan Chase as a Senior Adviser, and CFO of the Global Custody Division.

Prior to that, Mark was at Hill Samuel, Fidelity and Hambros Bank, and served as the Conservative Party candidate against Gordon Brown in 1992 and against Winnie Ewing for the European seat of the Highland and Islands in 1994.

In the late 80’s, Mark served as the Treasurer for the Conservative Party for Scotland, and the Treasurer for the Better Together Campaign under Alistair Darling in 2014. He also served seven years in the Scots Guards, spent a year nursing in India, and is an Officer of the Queen’s Bodyguard in Scotland.

Away from work, his main interests are history, travel and Scottish music, particularly the Highland Bagpipe, which he plays.

Paul Tinslay is an Accredited Professional Trustee for DB and DC Pension Schemes, including Chair for Sole Trustee positions, and EGLAS arrangements. With 38 years in the Life and Pensions Industry, Paul has the very rare, if not unique experience of having been a personal financial adviser, as a market leader in the at/post retirement market, a corporate pensions adviser for DB and DC pension schemes.

Prior to joining Dalriada in 2020, Paul worked at one of the largest Employee Benefit Consultancies, responsible for delivering advice and services to Employers and Trustees, in respect of Occupational Pensions (Defined Benefit, trust & contract based Defined Contribution), where he was also Head of the Pensions Governance Proposition.

Paul has been a Director of specialist pensions businesses, establishing market leading propositions. Paul worked with the Government Actuary’s Department to develop Income Drawdown in the Pensions Act 1995 and the Department for Work and Pensions in transposing the IORP II legislation to what we now know as ESoG and ORA.

In his spare time Paul does everything that Mrs Tinslay wants done, Mountain biking, gym and the odd game of golf.

Robert is the Independent Chair of Legal & General’s Master Trust, and sits on their Investment Committee.

Prior to this role, Robert was CEO and co-Chief Investment Officer of the Natwest Pension Scheme. Robert was instrumental in the turnaround of the funding position post the global financial crisis, closing the deficit. He oversaw the outsourcing of the administration and the digitalisation of the member journeys, taking the retirement journey from many weeks to 20 minutes.

Robert has extensive Defined Contribution pension experience having chaired the RBS Retirement Saving Plan. He has been a non executive on the investment committee for the Department of International Development, a board member of the Cost Transparency Initiative, and is currently an investment committee member of the Carnegie Trust of Scotland.

Earlier in his career, Robert was Head of UK Equities at Scottish Widows Investment Partnership for seven years, having spent the previous 15 years as an equity fund manager at UBS Phillips and Drew.

Robert is passionate about members’ experiences and member outcomes, and a keen believer in the role of universal ownership in improving society for future generations.

Steve is Cushon’s Director of Policy & Research.

He has spent over 30 years of his career advising organisations on all aspects of pensions and workplace savings both in the UK and internationally.

Matthew Webb is a highly experienced pensions and employee benefits professional with over 35 years of expertise spanning global and international markets.

He has held senior leadership roles at LSEG, Refinitiv, Thomson Reuters, UBS, Merrill Lynch, Burmah Castrol, and British Airways, managing complex benefits programs, DB and DC retirement plans for tens of thousands of employees across multiple countries.

Matthew is a Fellow of the Pensions Management Institute and holds a Diploma in International Employee Benefits, reflecting his deep technical knowledge and commitment to professional excellence.

Throughout his career, Matthew has designed and implemented innovative pension and benefit strategies that align with corporate culture, support employee engagement, and drive measurable business outcomes.

Janette is one of the founding directors of Ignition House. She has more than twenty years research experience and brings a broad range of research and consultancy skills and experience from her previous roles. Janette is responsible for new business development and is Head of the Financial Services and Public Sector Practices.

She started her career as an economist at the Department of Work and Pensions, where she spent five years advising ministers and policy makers. This gave her a solid grounding in research skills and an understanding of the public sector.

She moved to be Chief Economist at the Association of British Insurers to build detailed knowledge of the insurance sector. From there, she led a team of thirty analysts covering all aspects of Financial Services as Head of UK Financial Services Research at McKinsey and Company. She was part of a pan-European team, which gave an international flavour to her research skill set. She also worked in a small team for a year to develop and implement McKinsey’s knowledge management strategy.

As Director of the Financial and Public Sector Practice at IQ Research, she built a solid practice of bespoke and syndicated work for financial services companies, economics consultancies, regulators, and trade associations. Janette is a well-known industry expert on the life and pensions sector, and often writes articles for the trade press.